General Insurance

Income Protection is designed to provide a tax free income in the event the insured is unable to work due to ill health. The level of premium will depend upon benefit and term selected and policies cease to pay the benefit once the insured is able to return to work.

Accident Sickness Unemployment Insurance (ASU) policies were traditionally sold to accompany mortgages, allowing for a regular income to be paid to the insured should they be unable to work (or lose their job). The product can be split down, and unemployment cover is usually the optional extra available for an additional premium. It is important to compare ASU and Income Protection closely as one may be more suitable than another.

We also provide competitive quotation for home and contents insurance , commercial property insurance and business insurance